1 (1 oz) packet taco seasoning (I like the hot one!) .
sliced tomatoes (optional) .
jalapenos (optional) .
1 (14 oz) bag tortilla chips (you can use fat free!) .
1 (8 oz) package of shredded low-fat cheddar cheese .
2 (16 oz) cans fat-free refried beans .
shredded lettuce (optional) .
1 lb lean ground beef .
sour cream (optional) .
black olives (optional) .
guacamole (optional) or sliced avocados (optional) .
salsa (optional) .
1/2 c salsa .
optional toppings
Directions
Step #1 Brown ground beef, drain & add taco seasoning according to directions.
Step #2 Meanwhile, mix refried beans with salsa, then spread into the bottom of a pan (8 x 8 for 4 servings, 9 x 13 for 8 servings.
Step #3 ).
Step #4 Top beans with ground beef mix, then sprinkle with 1/2 the cheese.
Step #5 Cover up & freeze.
Step #6 To serve:.
Step #7 Thaw.
Step #8 Preheat oven to 350°.
Step #9 Bake for 20-30 mins (longer if needed, top this with remaining cheese, so it it is throughly heated through & nice & hot!)
Remove from oven, & any other toppings you choose.